If you have been fortunate in the stock market and have stock in which you have earned substantial capital gains, then a donation of stock could benefit you tremendously in tax savings while helping those less fortunate.  You may direct the gift's proceeds by indicating whether you would like the proceeds to help in our annual grant-giving or be directed into our Endowment Fund.  Our agent at Morgan Stanley can assist and there are no brokerage commissions involved.  Please consult your tax advisor before making any financial planning decisions.